After your accident, you’re bound to be approached by one or more insurance companies. Representatives from these companies might seem friendly enough, but it’s important that you remember that they’re not looking out for you and your best interests. That’s why you’ll need to be careful with what you say to them, lest your personal injury claim be jeopardized.
Reasons why you shouldn’t trust an insurance company
You might think that you can trust your insurance company, but you can’t. Here are just a few reasons why the insurance company isn’t your friend:
- It’s profit-driven: An insurance company is in the business of making money, and they’re oftentimes beholden to shareholders. In order to maximize profits, the company has to pay out as little in claims as possible. This means that the insurance company is looking for a way to deny your claim.
- Your words can be taken out of context: Even when an insurance adjuster seems friendly, he or she is looking for any statements that you make that can be used against you. With that in mind, you need to carefully think through your answers before you respond to their questions.
- They utilize slick tactics: If you end up negotiating a potential settlement in your case, then the insurance company’s legal team is probably going to use certain strategies to try to coax you into agreeing to a settlement that is far less than your claim is worth. They may try to sow doubt as to the strength of your case or they may claim that they can’t offer more than a certain amount during settlement talks. Don’t be so quick to buy into their tactics, though.
Know how to deal with the complexities of your case
You might face a lot of legal challenges as you proceed through your case. To protect yourself from unintentional missteps, you may want to work closely with a legal team that knows how to work these sorts of cases. Therefore, if you want to learn more about how to build your case, then it might be time to reach out to an advocate who you think is right for your case.